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Would you rather get money today — or in five years from now?

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If you're paid monthly and you don't budget well, you might end up with no cash before payday.

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More specifically, time value of mone.

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Faster Money Card : EPS - A Division of MetaBank EPS - EPS - A Division of MetaBank. One of the biggest benefits is that it can create some extra wiggle room in your budget and also make saving up easier. When was the last time you used a gold coin to purchase something — if you have at all? You may think that a penny isn't worth much, so it's easy to overlook. Would you rather get money today — or in five years from now? With simple tools like excel you can make the most of your money.